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Business Lending

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A range of business loans and overdraft solutions to help manage your cash flow and help achieve your business growth aspirations.

Business Loans
Business Overdrafts

5.20% pa¹
Variable Rate

Our business loans allow you to purchase or refinance for business purposes using your residential property or other assets for security.

Principal and Interest or Interest Only options
option of fixed or variable rate
redraw facility

Business Loan Features:

Business loan
Best Interest Rate
Variable interest rate	5.20% pa¹
Fees
Establishment fee	$800
Annual fee	$0
Monthly fee	$15
Fixed discharge fee	$0
Early break fee	$0
Features
Minimum amount	$5000
Maximum Amount
Maximum term (years)	15
Redraw facility	Yes
Loan repayment insurance	No
Additional repayments accepted	Yes
Additional repayments fee	$0
Periodic payments	Yes
ATM/EFTPOS access	No
Branch access	Yes
Rate Lock	No

6.90% pa¹
Interest Rate

Attached to your Business Account, our overdraft solutions help manage your day-to-day cash flow and investment needs.

to assist in the management of short-term business cash flow fluctuations
interest calculated on the amount drawn down - not your available credit limit
continuing credit facility
draw up to the maximum credit limit at any time
an investment facility option to purchase shares, real estate, plant and equipment

Business Overdraft Features:

Business overdraft
Best Interest Rate
Variable interest rate	6.90% pa¹
Fees
Establishment fee	$800
Annual fee	$0
Monthly fee	$15
Fixed discharge fee	$0
Features
Minimum amount	$5000
Redraw facility	No
Loan repayment insurance	No
Additional repayments accepted	Yes
Additional repayments fee	$0
Periodic payments	Yes
ATM/EFTPOS access	Yes
Branch access	Yes
Rate Lock	No
BPAY®	Yes

Business account

A transaction account to help businesses manage cash flow and provide ease of access to funds.

Find out more

Payment and merchant services

A range of point-of-sale solutions to give your customers more ways to pay.

Find out more

View all accounts

Find out about other account options available.

Find out more

Phone one of our Business Banking Specialists on 1300 361 761 to discuss your needs.

Related information:

Things you should know:

Terms and conditions apply and fees and charges are payable. Lending criteria apply. Full details available on application. Some loan services require a separate application and are subject to assessment.

¹ Rates quoted with residential security and where the loan to value ratio is less than 80%.

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Calculators

Rates & Fees

Business Lending

Business Lending

Business account

Payment and merchant services

View all accounts

What are you looking for?

Apply

Calculators

Rates & Fees

Business Lending

Business Lending

Business account

Payment and merchant services

View all accounts

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